One thing is certain, equestrians are a rare breed. Come on, how many professional horse riders have you met in this lifetime? Not much I bet. There is one main and simple reason behind this. Only a privileged few can afford a horse. Come on, one horse can cost as much as a car, maybe even more. No wonder very few are willing to invest in it. Besides being an equestrian entails much passion from the rider. You will experience a lot of falls and accidents especially when you are still learning how to ride. And let us face it, even professional horse riders can fall flat on their back especially if they are trying to do a difficult stunt. The percentage is relatively higher for beginners. If you are a riding instructor, you may want to take extra precaution in a case a student of yours accidentally gets hurt during the training. Hence, you may want to consider getting riding insurance for yourself just to be on the safe side.
When it comes to getting riding instructor insurance, you would have several companies to choose from. Most of them would have the basics although they would have differences in some aspects. Give it a lot of thought before choosing a certain company. Make sure that their offer meets your needs. Even their rates may vary a little although the difference should not be too big. For new instructors who would like to get one, you have the option to get one at a monthly basis. This is a little bit more expensive than opting to get a yearly plan but if you are not sure how long you will stay in the business, then this plan is most ideal for you. If you are however already established and have been in the riding instruction business for some time, then you can go yearly. You will save more in the long run.
It is important for you to realize the importance of getting insurance in your job as a riding instructor. How many unfortunate stories have you heard of a certain instructor being sued for an accident that hurt his or her student? Protect yourself from such events now. By having one, you can be assured of professional help during this tough time. Choose not to get one and you will have no choice but to face the situation alone. Not only will this deprive you of legal counsel and advice but it would cost you so much more. Your savings will certainly take its toll just so you can get yourself out of the mess that the accident caused you.
Make the wise choice and protect yourself even as you enjoy teaching your students how to ride. Get yourself riding instructor insurance today. It is an investment that is definitely worth it. Your safety, protection and peace of mind must always take the front seat.