How many times have you heard of people accidentally drowning in either a swimming pool or the open sea? If there is a lifeguard present in the place of the accident, well you can consider the victim lucky. Otherwise, he or she is in for some serious trouble.
You see, helping drowning people is not as easy as they make it appear on TV. If you are one of those “Baywatch Babies”, I am sorry to burst your bubble but the truth is no one can look that gorgeous while swimming after someone who is drowning. Saving the life of a drowning person entails risks and that entails risking your very own life in the process. What a lot of people do not know is that in order for a drowning person to gasp for breath that entails having to push something (or someone) down so they can propel themselves up. Hence, there have been occurrences wherein the person trying to save the one drowning ended up in trouble because they were pushed down in the drowning person’s desperation for air. You are open to such a risk and many others as a swim instructor and that is precisely why you need swim instructor insurance.
Regardless of what profession you choose to pursue, there are always risks involved. Unfortunately, the risk in some professions are higher than others and as a swimming instructor, yours is pretty high on the risk factor. Why? Let’s put it this way, even the best swimmer can drown due to cramps. What more a person who has not developed his or her skill in swimming? As an instructor, you are dealing with beginners and newbie’s. Hence, you must take every precaution to make sure that they stay safe as you take care of yourself and the best way to do this is to get a swim instructor insurance.
Whether you teach adults, schools, juniors, seniors and professionals how to swim during your spare time or as a full time job, you must invest into swim instructor insurance. This may cost you a little on a monthly or quarterly basis (depending on your plan) but it is definitely worth it because there are so many benefits. Aside from peace of mind knowing that you are fully covered and protected, you know for sure that your savings are safe too. I am pretty sure that you have a good idea of how expensive it can be for you if an untoward event happens and you have no insurance to answer for you. Everything would have to come out of your pocket – an instance that would surely drain whatever savings you have in the bank.
Being able to swim is an invaluable skill in life and it is truly fulfilling and satisfying to teach other people how to acquire and develop the skill. Of course, you must be wise and learn to take care of yourself in the process.