Scuba Instructor Insurance

They say that it is a completely different world underwater. The ecosystem is so diverse and self sustaining that it survives almost independently from the world as we know it up here. Hence, more and more people are gaining curiosity and fascination so they would like to see it for themselves. The oceans and the seas are said to be the most unexplored part of the planet and with the proper equipment and training, people can slowly unravel its many mysteries. The best time to start exploring is now. No wonder a lot of people are getting diving license left and right because they would like to fill their curiosity of the unknown. Because of this, the travel industry is booming because visitors are flocking into areas with water and with a lot of interesting underwater sights. Consequently, the need for scuba diving instructors is also on the rise. If you are into the diving profession, there are certain things that you should possess. You need adequate diving skill of course, the ability to teach and insurance for scuba instructor.

Diving is not as easy as it appears to be when we look at a television screen and watch professionals doing it. Why do you think not everyone is permitted to dive and you have to secure a license for yourself? Diving needs proper skill that you can only get with training. Diving can be risky and so you need to manage the risk by getting a reliable diving instructor. Diving may hurt you if you do not have the proper know how so you must be rightly informed in what to do. Considering the risks involved, you as an instructor must protect yourself. It is vital to get insurance to protect yourself in this profession.

Getting into scuba diving is far from inexpensive. No wonder that only a privileged few can afford it. If you are starting to scuba dive, you will need the right equipment and to pay for your lessons. These 2 things are not cheap and that is something that diving instructors must realize. In the event that something goes wrong during the diving lessons, the instructor will be liable for his personal safety as well as the safety of the student. When things do not work out, you can be pretty sure that there will be a lawsuit against you.

Scuba instructor insurance may cost you a little extra in a monthly or annual basis, depending on your plan. If you are a new instructor, then try the monthly plan first and progress to the annual plan if you intend to stay long in the field. It is not an expense. Consider it your investment because your protection from lawsuits is something that you definitely have to take care of in this field. It is your preemptive strike.

Flight Instructor Insurance

Did you know that in the United States alone, there are 87,000 flight instructors? Among the huge number, however, only 11,000 are active and working. Most of them are relatively young and under 30 years old. There is, however, a group between the 30 to 60 years old who still enjoy flying but with a twist in their career. Instead of piloting huge aircraft, they now teach people how to fly. This is either their hobby because they are already retired or something they do for extra income.

Flight Instructor Insurance

In any case, these pilots between the ages of 30 to 60 do not make a huge amount of money. Hence, they were never really a target for lawsuits for the simple reason that they do not have enough money to pay anyway. That, however, is slowly changing. I am sure that you know just how quick to sue our society is today. They complain about the smallest things and sadly, our middle aged pilots are no longer spared. People sue them anyway despite their relatively low income. And because flight school enrollment fees are far from affordable, students tend to lower the coverage of their insurance. Consequently, the instructor is at more risk if ever an accident occurs.

In the past, flight schools cover the insurance of their flight instructors but now not anymore. Most flight instructors work as a “freelancer” and contractors instead of actual employees. Hence, it is important for these people to invest on flight instructor insurance for themselves.

Before you start thinking what a huge amount you have to dole out on a regular basis, think about this. Ever year, there are a lot of accidents and unfortunate incidents that happen during flight instruction training. Depending on the severity of the accident, it could result to aircraft damage, which in itself is really expensive; and occasionally injury of the student or sometimes even death.

Even experienced pilots run into accidents. What more those who are new in the field? The truth is that these things happen and you have to be prepared if it does because more often than not, it is the flight instructor who is held liable for whatever happens during flight instruction training. Hence, it is wise for you to invest on a flight instructor insurance. It is a good precautionary measure and a preemptive way of taking care of you and protecting yourself should these things occur. In cases where in a lawsuit is filed against you to recover monetary damages, at least you do not have to face it alone. You have an insurance policy that’s got your back.

You have probably heard the saying it is better safe than sorry. As a pilot, it is wise for you to avoid leaving lose ends and leaving things to chance. This could end up in a lawsuit that you just can’t handle. Accidents can happen anytime so make the right choice and get a flight instructor insurance today.